{"id":1899,"date":"2020-08-17T15:41:29","date_gmt":"2020-08-17T15:41:29","guid":{"rendered":"https:\/\/www.gizmogrind.com\/blog\/?p=1899"},"modified":"2020-11-06T15:45:47","modified_gmt":"2020-11-06T15:45:47","slug":"is-smartphone-insurance-worth-buying","status":"publish","type":"post","link":"https:\/\/gizmogrind.com\/blog\/is-smartphone-insurance-worth-buying\/","title":{"rendered":"Is Smartphone Insurance Worth Buying?"},"content":{"rendered":"\n

You don\u2019t know when you will drop your phone. Or do you have an idea? Sadly, as much as you may try to protect your phone, the unexpected can happen anytime, and in a matter of seconds, it is heavily damaged. Even when you wish you are lucky; it may turn out that is when your expensive phone is badly damaged.<\/p>\n\n\n\n

If your smartphone insurance is not insured, you will be limited to either fixing the phone or dropping more dollars to own a new one. Considering the cost of new devices like iPhone X<\/a> and Galaxy S9+<\/a>, it is better to fix a damaged phone than splashing out some cash for another one. But again, it is still expensive to repair a broken phone<\/a>. <\/p>\n\n\n\n

For example, according to AGiRepair, if you repair the power button, you can spend over $90 to fix it. That is a lot of money for just a power button. If you decide to settle for a top-of-the-line device, be ready to splash between $840 – $1,149.  If you’re not prepared to drop that kind of cash (in most cases, you won\u2019t), you may end up staying without a phone for a couple of days. See what it costs to fix common smartphone problems.<\/p>\n\n\n\n

\"\"\/
provided by AGiRepair<\/figcaption><\/figure>\n\n\n\n

Considering the above figures, insuring your phone may seem a good idea and especially when premiums rates are as low as $7 to $36 per month. But wait, have you contemplated the idea of paying a deductible for every claim you file? Have you pondered the possibility of your insurer getting you a refurb or old phone? What about thinking about the hassle of going without a phone for days? All these might convince you that it is not worth it to buy insurance for your smartphone. In fact, sometimes a warranty claim may be a lot better.<\/p>\n\n\n\n

\n

Table of Contents<\/p>\n